Comprehensive Strata Coverage at Competitive Premiums

Habi­tat Insurance’s apart­ment and strata build­ing insur­ance pro­gram offers com­pre­hen­sive cov­er­age at very com­pet­i­tive pre­mi­ums.

Our insur­ance bro­kers assist strata/building own­ers get the most for their insur­ance dol­lar, as well as pro­vid­ing pro­fes­sional advice at the time of quot­ing and through­out the pol­icy period.

We also ensure that all of our clients receive prompt and depend­able assis­tance in the event of a claim.

Ideal properties for our strata insurance program:

• Duplexes, triplexes, and stratas up to a total of 6 units
• At least 50% owner occupied
• Good claims his­to­ries
• Built after 1960
• No business operations on premises
• Prop­er­ties located in British Colum­bia

Key features available in our strata insurance/apartment building program:

• Guaranteed Building Replacement cost coverage
• $2,000,000 Premises Liability coverage
• $1,000 Water dam­age deductible
• $1,000 Sewer back up deductible
• $15,000 bylaws coverage included
• Plus many other pol­icy cov­er­age exten­sions
• Poli­cies are 100% under­writ­ten by a well-estab­lished Cana­dian insur­ance car­rier

If you need more information about strata insurance, you can also download the Strata Insurance Handbook published by the IBABC.

Download Handbook