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- Habitat Insurance

    Your Car



    Your Coverage




    To Work Over 15km: Driven to or from, or part way to/from, work or school, a distance in excess of 15 km (also includes Pleasure use)
    To Work Under 15km: Vehicle driven to or from, or part way to/from, work or school, a one-way distance not exceeding 15 km. (also includes Pleasure use)
    Pleasure Use: May be used up to a total of 6 days in a calendar month for driving to work, business use or delivery use.
    Artisan Use: Use of the vehicle by a tradesperson for: a) carrying of tools materials and equipment to perform the duties of their trade b) delivery of goods that are installed by the tradesperson. C) incidental estimating by the tradesperson for their trade.
    Delivery Use: Delivery or movement of any goods/equipment - including parcel delivery, courier service, fast food service, mail delivery, newspaper delivery, mobile canteen, grocery delivery, ice cream vendors and process servers. (also includes Pleasure use)
    Other: We will require more information to provide a quote, please provide more details in the comment box on the last page of the form.

    Roadside PlusRoadstar

    1 Features

    Roadside Plus

    RoadStar

    Loss of Use provides transportation if you can't use your vehicle after a claim. Up to $750 Up to $500
    Rental Vehicle Coverage protects you when you're renting a vehicle or using a courtesy car.
    • Third Party Liability up to $2 million
    • Collision, $300 deductible
    • Comprehensive, $300 deductible
    • Third Party Liability up to $1 million
    • Collision, $300 deductible
    • Comprehensive, $300 deductible
    Vehicle Travel Protection helps cover unexpected expenses due to a claim while travelling. Included Included
    Lock Rekeying if your keys are stolen. Up to $1000, no deductible Up to $500, deductible applies
    Emergency Roadside Expense Repayment for vehicle emergencies like breakdowns, locked-in keys, and flat tires. Included Not included
    Family Worldwide Transportation helps reimburse travel costs for your immediate family members if you're severely injured in a crash. Included Not included
    Theft Deductible Waiver means there's no deductible if your vehicle is stolen or shows obvious signs of an attempted theft. Included Not included
    Destination Assistance reimburses up to $100 to help you get where you're going immediately after a collision, theft, or vandalism incident. Included Not included
    1 RS+
    1 RS
    Loss of Use
    Up to $750
    Up to $500
    Rental Vehicle Coverage
    Third Party Liability:
    up to $2 million
    Collision:
    $300 deductible
    Comprehensive:
    $300 deductible
    Third Party Liability:
    up to $1 million
    Collision:
    $300 deductible
    Comprehensive:
    $300 deductible
    Vehicle Travel Protection
    Included
    Included
    Lock Rekeying
    Up to $1000
    No deductible
    Up to $500
    Deductible applies
    Emergency Roadside Expense Repayment
    Included
    Not Included
    Family Worldwide Transportation
    Included
    Not Included
    Theft Deductible Waiver
    Included
    Not Included
    Destination Assistance
    Included
    Not Included
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