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Habitat Insurance Agencies Ltd has been a trusted insurance provider to individuals, businesses, and property owners in British Columbia since 1978. As an independent agency, we represent a wide range of insurance options from the most financially sound and respected insurers. Our customers benefit from competitive pricing, attentive service, and insurance packages that we customize to fit their needs.
We provide insurance for risks located anywhere in the greater Vancouver area and throughout British Columbia.
Contact us today to find out how we can help you get the insurance you need at a price you can afford. We’re happy to give you a FREE QUOTE.
When renewing ICBC insurance online, customers will be able to renew their current coverage, update addresses as well as change the drivers listed on their policy and how they use their vehicle. Making changes to optional coverages (collision, comprehensive and liability for example) will not be available online and must be completed in person through a broker. Also certain types of insurance renewals are not yet available online. Leased vehicles, Jointly owned Vehicles, and Commercial Vehicles as well as Motorcycles are not going online in this initial phase.
We are excited to help guide you through this new phase of ICBC Auto Insurance, and will still be available to help you make any changes to your car insurance, whether you are using the new online renewal system or visiting our office in person.
For more information, check out our dedicated ICBC Autoplan Insurance Online Renewal page.
Experience goes a long way in providing the right insurance packages for our clients. Not only have has our agency been operating for decades, each of our insurance brokers has a minimum of 10 years’ in the insurance industry. A solid base of insurance knowledge is the foundation from which we are able to provide good insurance advice.
We understand that when it comes to paying for insurance, clients want to get the best deals available. Our team of professional brokers is dedicated to finding competitively priced insurance policies to fit each client’s needs. With access to preferred insurance markets and special risk insurance underwriters, we shop around so you don’t have to.
We take our commitment to our clients seriously: the insurance advice we give helps to protect our customers from losses, large and small. We do not work for specific insurance companies, so the advice that we give is based on what is best for our clients in terms of requirements, coverage, and price.
We assist our clients in getting the right insurance for their needs. We can insure a broad spectrum of risks, from home-based offices to multi-million dollar businesses. We understand that each client has specific insurance requirements — our brokers use their expertise to help ensure that those requirements.
We understand how important your home is to you, whether you’re a tenant or homeowner. That’s why our brokers take the utmost care to help our clients get the best insurance packages for their needs.
Our insurance brokers assist strata/building owners and property managers get the most for their insurance dollar as well, as providing professional advice at the time of quoting and throughout the policy period. We also ensure that all of our clients receive prompt and dependable assistance in the event of a claim.
With the high price of real estate in British Columbia, and Greater Vancouver in particular, more people are living in Condos or Townhouses than in detached homes. In the past, many went without their own condo insurance policies. However, the recent trends towards more losses as a result of water damage should cause those who ignore the need for condo insurance to reconsider.
Traditional house insurance policies do not automatically include coverage for loss or damage caused by earthquakes; Earthquake insurance is an optional coverage that can be added to your policy for an additional premium. It is important to note that earthquake insurance has its own limit of insurance and deductible.
Boat insurance, also called marine insurance, provides coverage for your own boat, as well as for 3rd party liability claims that may be charged against you for damage to property of others and/or for injury caused as a result of the operation of your boat. Please note that boat insurance is required for any boats moored at most marinas or yacht clubs in B.C.
With car insurance claims totaling over $3-billion in British Columbia last year, it’s important that drivers have the right ICBC Autoplan and any additional insurance coverage in place to protect themselves and their assets.
Nothing can ruin a trip to another country more than an unexpected illness or accident. And the financial costs of quality emergency medical treatment while in a foreign country can be a huge burden.
For decades, we have been providing customers with friendly and professional insurance advice. We welcome you to contact us and find out more about how we can organize an insurance package together for you, simply and efficiently.
Buying a house in Vancouver is a big milestone. Between house hunting, mortgage approvals, inspections, and closing costs, there is already plenty to think about. But there’s one important question that often gets overlooked: what happens to your new home if an earthquake occurs? Living in British Columbia means living in an earthquake-prone region. Whether […]
Filing an insurance claim is probably the last thing you want to deal with after a flooded basement, car accident, break-in, or unexpected property damage. You’ve already got enough on your plate, and the last thing you need is a confusing claims process. Unfortunately, insurance claims don’t always go as smoothly as expected. Some take […]
A home can sit empty for many reasons. Maybe you are travelling for an extended period, moving before your old home sells, renovating, managing an estate, waiting for tenants, or dealing with a delayed possession date. Whatever the reason, one thing is important to understand: a vacant home can affect your insurance coverage. Many homeowners […]