Saving Money on Travel Insurance
A wide range of travel insurance options are available. Before buying a policy, consider these important points. They may save you money and help you get the right coverage for your needs.
Buy a 1-Year, Multi-Trip Policy
Do you travel 2 times or more per year? Then an annual multi-trip policy is one of the most economical ways to get great insurance coverage. And not only do you save money on your travel insurance, you also save time… no more buying insurance before every trip!
By paying one low premium for the year, you get travel insurance coverage for multiple trips during the course of 1 year. Different packages are offered based on age, coverages, and maximum trip length.
Look Beyond Your Travel Agent
Many people opt to buy travel insurance from their travel agent or online vacation provider. Contact Habitat Insurance Agencies and we will give you a direct comparison quote that may leave you pleasantly surprised.
Think Family!
One travel insurance policy that covers the whole family is almost always cheaper than buying one policy per person.
Choose the Right Insurance Plan For Your Needs
Ensure that you get the right coverage for your travel needs. Here are some typical options for travel insurance:
Emergency Hospital & Medical insurance: At Habitat Insurance, we provide policies which provide up to $5 million for emergency hospitalization (semi-private) and emergency medical services in excess of your provincial or territorial plan. This is the most important travel insurance to have!
- Other coverages typically included under Emergency Hospital & Medical insurance policies:
- Meals & Accommodation
- Transportation of Family or Friend
- Return of Travelling Companion
- Return of Vehicle or Watercraft
- Pet Return (Dog or Cat):
- Return of Deceased
- Act of Terrorism coverage
- Return to Original Destination
- Accidental Dental
- Dental Emergencies
- Emergency Transportation
- Transportation of Accompanying Attendant
- Trip Interruption insurance: Once you have started your trip, Trip Interruption insurance provides insurance coverage for one-way transportation home in the event of an unexpected, insured event
- Flight Accident insurance: This provides coverage for loss of life, limb, or sight, or disappearance caused by an aircraft accident.
- Baggage insurance: choose this coverage to replace lost, stolen or damaged baggage, personal belongings, travel documents, or currency.
- Accidental death and dismemberment insurance: This provides coverage for loss of life, limb, or sight, or disappearance during your trip other than while flying. Limits typically go up to $250,000.
- All-inclusive Package Plans: these insurance plans combine emergency hospital & medical insurance for Canadians with trip cancellation & interruption coverage. Great coverage, both before and during your trip.
Travel with peace of mind. Contact Habitat Insurance Agencies for more information on getting the right travel insurance for your needs.